I can not stress strongly enough how important it is to take out insurance policies on your assets such as your car, home or even your life. The little bit you pay to insure these is well worth it because if you something ever happens at least you know you are covered.
Even though it is possible to get cheap car insurance it is best to shop around to get the best deal possible. When comparing insurance quotes make sure that you compare policies and not just price. Even though one cover may be cheaper than another, you want to make sure that you are not missing out on anything and you should certainly check what your excess is.
It is also a good idea to get your insurance from one company if possible as a lot of companies offer discount to those that take out multiple insurance policies. If you are not sure if they do, make sure you ask.